At a Glance Income protection insurance is essential for individuals in high-risk occupations. It offers financial support for illness, injury, or disability. Factors such as the nature of the occupation, health history, and potential exclusions impact the terms and premiums of insurance policies for high-risk professions. Strategies such as working with specialised insurers, understanding policy terms, and exploring supplementary coverage can help individuals secure adequate protection tailored to their needs. In today’s dynamic workforce landscape, individuals engaged in high-risk occupations face unique challenges, particularly when safeguarding their financial stability in…
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